Finance Packages

There are many different options to finance your new or used home.  This will depend upon your unique situation. 

There is financing available for the home only.  With a good credit rating you can qualify for a 0% down payment program.  The standard down payment on a home will only be 5% down with average credit. If you have challenged credit there is a program, The Equity Buy Program, which requires 20% down on a repossessed home or 40% down on a new home.  Click Here to go to the forms section of the website to submit an application to see which way you can qualify.  A sales representive will call you back within 24hrs. (Normal Business Days)

If you want a new or used home on private property and you need financing for all of the infastructor there is a finance package for you. This is called a construction loan. You can get financing for the land, foundation, utilities, home and anything else you might need to make your dreams come true. (Based on your qualification)  There is a FHA down payment assistance program available for new homes. You can use your land as your down payment.  You can do conventional financing with 3% down. The finance program that will fit your needs will be based on your individual situation. Click Here to go to the forms section of the website to submit an application to see which way you can qualify.  A sales representive will call you back within 24hrs. (Normal Business Days)

By pre-qualifing in advance will help you determine which package best fits your situation.  This will help you know what to shop for out of our inventory. It can be very discouraging to the buyer to pick out a home only to find out later that you do not qualify for that home.

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